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Check Cashing Businesses For Sale

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Market Info
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45 Y.O. Currency Exchanger with Real Estate Near Border

REAL ESTATE INCLUDED

El Paso County, TX

Rare opportunity to acquire a long-established Money Services Business / currency exchange with approximately 45 years of operating history and a highly strategic border-market location. The company...

Not Disclosed

Not Disclosed

Cash Flow: $184,197

REAL ESTATE INCLUDED

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Pawn and Payday loan store, More than 30 years establish bussiness.

Miami-Dade County, FL

Established Pawn and Payday Loan Business - Miami-Dade County This well-established pawn and payday loan operation has served the Miami-Dade County community for nearly 30 years since 1995. The...

$350,000

$350,000

Cash Flow: $150,000

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Check Cashing Store

REAL ESTATE INCLUDED

Richmond, VA

This is a rare opportunity to purchase not only a long-established financial services business but also the commercial building it operates from. For more than 40 years, this location has served as a...

$700,000

$700,000

Cash Flow: $138,417

REAL ESTATE INCLUDED

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Semi-Absentee Check Cashing Business for Sale

Fort Lauderdale, FL

Semi-Absentee Check Cashing Business for Sale Reason for Sale: Retirement- Semi-Absentee Opportunity to acquire an established check cashing franchise. The business provides essential neighborhood...

$95,000

$95,000

Cash Flow: $98,878

Work in Style: Freshly Updated Office Space Featuring Private Kitchen
Asset Sale

Green Acres, FL

Imagine walking into your own professional office space on one of Green Acres' busiest roads - this could be exactly what you've been looking for! This newly renovated office comes complete with a...

$50,000

$50,000

Established Check Cashing Business | Prime Lewisville Location

Lewisville, TX

An exceptional turnkey opportunity to acquire an established check-cashing business located in a prime Lewisville neighborhood center. Situated less than a mile from the vibrant historic Old Town...

$25,000

$25,000

Check Cashing Business & Smoke Shop for Sale

Skagit County, WA

# Business Listing Description This is a rare opportunity to acquire a family-owned Smoke Shop and Western Union & Check Cashing business that have been successfully operated together for years. The...

$200,000

$200,000

Quick Cash/Bill Pay & More

Macomb County, MI

Don't miss this opportunity to acquire a well-established Check Cashing, Money Transfer, and Bill Payment Center located in Macomb County. This highly visible end-unit location is situated in a busy...

$105,000

$105,000

Cash Flow: $41,127

Prominent Check Cashing/Dollar Store in Downtown Phoenix

Phoenix, AZ

Established check cashing and dollar store located in Phoenix, AZ. Have been in business since 2006 with 0 down time. Easy to learn daily operations with minimum effort. Located in a rapidly...

$300,000

$300,000

Successful Check Cashing Store- Northampton County, PA

Northampton County, PA

This business has a long history of success, multiple revenue streams and is always busy with its great location. The staff is reliable and has experience in handling all types of customers. The store...

$125,000

$125,000

Cash Flow: $61,173

Cruise Planners
Franchise

Available in Multiple Locations

For more than 20 years, Cruise Planners has been a low-cost franchise opportunity that can yield high returns!

$9,995

$9,995

Avg. Unit Revenue: $518,262

Established Check Cashing For Sale In Las Vegas

Las Vegas, NV

Established check cashing store with a 35 year history! With the ability to do deferred payment loans, check cashing, buy gold and silver, and provide title loans, this store would be perfect for a...

$199,000

$199,000

Cash Flow: $60,090

Check Cashing Sister Companies in Miami

Miami, FL

This offering represents the acquisition of two established check cashing and financial services companies operating in Miami-Dade County, Florida, under unified ownership since 2003. The combined...

$2,800,000

$2,800,000

Cash Flow: $986,759

Highly Profitable Check Cashing and Food Market

Hillsborough County, NH

40+ Years in Business! Prime Location! Long-established Latin American grocery and convenience store in a downtown area. Owner with reliable staff in place; the current owner only manages finances and...

$825,000

$825,000

Cash Flow: $319,580

Established and Profitable Check Cashing Business

Davie, FL

MAJOR PRICE DROP! Profitable Check Cashing Business – 20 Years Established – Broward County Reason for Sale: Retirement. Located in a high-traffic corridor in Central Broward, this established check...

$250,000

$250,000

Cash Flow: $250,000

Check Cashing and Tax Prep in DMV

Fairfax County, VA

Personal and business services primarily to the Latino community and to a lesser extent the Arabic community in Washington DC area (DMV) including Northern Virginia (NoVA) and nearby Maryland...

$400,000

$400,000

Cash Flow: $200,000

Juliet Carafello

First Choice Business Brokers of Manhattan

Serving Essex County, NJ

Founded in 1994, First Choice Business Brokers is one of the largest Business Sales Organizations in the world, with multiple offices located throughout the U.S. listing over $7 billion worth of businesses. Our New York City office consists of 1 Principal, 3 Associates, and administrative personnel. In addition, we have a select team of professional service providers we can recommend that can provide legal, accounting, planning, financing and various other services. First Choice Business Brokers is a member in good standing with the Better Business Bureau (A+ Rating). The FCBB office is located in Manhattan which covers the entire New York and New Jersey Regions. The Principle Broker, Gregory J. Carafello, has over 38 years of extensive Business Ownership experience as a small to medium sized business owner since 1998.

Contact Me >

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Check Cashing Business

Wayne County, MI

This is a great opportunity to own a successful, profitable Check Cashing/Maxi Transfer business in Wayne County. Established since 2010, this high volume, lucrative business is located in a...

$360,000

$360,000

Cash Flow: $100,000

Check Cashing Business

Wayne County, MI

This is a great opportunity to own a successful, profitable Check Cashing/Maxi Transfer business in Wayne County. Established since 2010, this high volume, lucrative business is located in a...

$360,000

$360,000

Cash Flow: $100,000

Check Cashing and Pawn Store- Northern DE- Great Value!

New Castle County, DE

Bargain Price...Motivated Seller! This business has multiple revenue streams and is growing substantially this year over the 2024 numbers. The revenue streams in this store other than check cashing,...

$55,000

$55,000

Cash Flow: $79,946

Commercial Kitchen For Lease
Start Up

Located in the I-75 shoulder, these ghost kitchens see fantastic delivery demand from local residents in downtown and all of the surrounding neighborhoods.? A large outdoor parking space provides a...

$5,000

$5,000

Buy or Sell a Check Cashing Business
Check cashing businesses listed for sale on BizBuySell include small financial services storefronts that provide check cashing and related money services, often located in high traffic, cash oriented neighborhoods. Listings commonly include standalone check cashing stores or small multi location portfolios that also offer money orders, bill payment, prepaid debit cards, tax preparation, lottery or gaming services, and domestic or international money transfers, with some operating as franchises. These businesses operate on a transaction based financial services model, generating revenue from fees charged per check, transfer, or payment, with profitability driven by daily transaction volume, regulatory compliance, and access to sufficient cash float, making them cash flow focused, recession resilient operations tied to consistent local demand rather than discretionary spending.
Market Overview Listings for Sale (Median)
Number of Businesses Analyzed10
Asking Price$360,000
Reported Revenue$350,000
Reported Seller's Discretionary Earnings$138,417
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings.

Asking Price

Lower QuartileMedianUpper Quartile
$156,250$360,000$625,000

Market Financial Highlights

The financial data presented here is an aggregation of reported revenue and earnings of Check Cashing Businesses for sale.

BoundRevenueSeller’s Discretionary Earnings
Lower Quartile$283,194$99,439
Median$350,000$138,417
Upper Quartile$1,481,235$225,000

Valuation Multiples

The valuation multiples listed below are derived from asking price, revenue, and seller's discretionary earnings of Check Cashing Businesses listed for sale.

BoundRevenue MultipleEarnings Multiple
Lower Quartile0.251.25
Median0.612.31
Upper Quartile1.063.41

FAQ's

How much does it cost to buy a Check Cashing Business?

The median asking price for an established Check Cashing Business is $360,000, though prices range from under $156,250 to well over $625,000.

How much do Check Cashing Businesses owners earn?

The median reported revenue of Check Cashing Businesses is $350,000 and owners earn a median of $138,417, which includes the owners salary and any other financial benefits they receive.

How do I value a Check Cashing Business?

Valuing a business is a complex process, but buyers and sellers often turn to the local market to understand how businesses are priced. Based on our most recent analysis of Check Cashing Businesses, revenue multiples range from 0.25 to 1.06, with a median of 0.61. Earning multiples range from 1.25 to 3.41, with the median at 2.31. This means the typical Check Cashing Business may ask for around 0.61 times its annual revenue, and 2.31 times its annual owner earnings.

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